Have you ever wondered if your insurance premium includes VAT? Maybe it’s not something you’ve considered before. Actually, insurance is a service which does NOT include VAT as it is subject to a different type of tax. This is called the Insurance Premium Tax or IPT. What is the IPT? The IPT is a form […]Read More
Welcome to martinkemp insurance services
We are Martin Kemp Insurance, independent insurance brokers offering bespoke cover at affordable prices, from business and property owners to personal and equine.
Protection worth talking about
Finding suitable cover can be confusing and it’s easy to buy insurance not suitable for you. That’s why we take a personal approach to insurance. Above all, we’ll get to you know and understand your needs. Honesty is the best policy, so whether we identify a risk you may have overlooked or recognise policies you don’t need, we’ll tell you, which could save you time and money.
Find out how we can help you
We're confident in our abilities to help you no matter how diverse or complex your situation may be. We've been in insurance for a long time and draw upon our experience to ensure you get the best deal.
Since the world was plunged into lockdown, homeowners have been given more time to reflect on their new pace of life and the changes they want to see moving forwards. For many residential homeowners living in the city, this has sparked a surge of interest in making the move to the countryside. Are cities facing […]Read More
You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions […]Read More